Having life insurance sounds like a good idea, but just how much does it cost to buy a policy?
It depends on a number of factors, including
- The policy details. We help you choose the type of policy, the term length and the coverage amount that are the best for you and your family.
- Your health. Although it’s cheaper for healthier people to get life insurance, if you do have underlying conditions, we can work with you to find competitive rates that fit your budget.
- Your age. As you get older, the premiums increase at a rate of 8 percent to 10 percent a year, so it makes sense to take out a policy when you are young so you can lock in a lower rate.
- Your gender. In general, men pay more than women for comparable policies.
Whether you choose life term insurance, whole life insurance, universal life insurance, long-term care insurance, disability insurance or a keyman policy to cover your business, Best Life Insurance Advisors will always live up to its name by providing you with the best advice.