Whole Life Insurance

Whole Life Insurance

Whole life insurance is one type of permanent life insurance.

According to the Insurance Information Institute, whole life insurance is the most common type of insurance purchased.

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What You Should Know About Whole Life Insurance

  • It provides coverage for your entire life.
  • It gives a guaranteed return on cash value.

Whole life insurance provides a fixed premium and fixed death benefit. Like other types of permanent policies, you won’t need to worry about increased premiums as you age. Several factors, including the age of the person requesting the coverage, the length of coverage, health factors, and the amount of coverage, affect the cost of whole-life insurance. If you pay annually, there is usually a small cost saving.

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